AccountancyClass 11Bank Reconciliation Statement

Bank Reconciliation Statement | Class 11 Accountancy Notes

By ConceptScroll Team · Published on 17 July 2026 · 2 min read

Bank Reconciliation Statement – this guide gives you a concise, exam-ready overview of Bank Reconciliation Statement from Class 11 Accountancy, written by ConceptScroll editors and reviewed against the latest NCERT textbook.

5.1.2 Differences Caused by Errors

Apart from timing differences, discrepancies between the cash book and passbook balances may arise due to errors committed by either the business firm or the bank. These errors cause differences that need to be identified and rectified. Errors by the firm include omission or wrong recording of transactions such as cheques issued, cheques deposited, or wrong totaling of the cash book. Errors by the bank may include omission or wrong recording of transactions in the passbook or wrong totaling. Identifying these errors is crucial for accurate reconciliation. The firm must compare entries in both books carefully to detect such errors and make necessary adjustments in the bank reconciliation statement.

📊 Diagram: Table on page 6 (8×4)

🧪 Activity: Analyze sample transactions to classify differences as timing differences or errors.

🔗 Connection: Prepares the learner for the practical preparation of Bank Reconciliation Statement.

Table on page 6 (8×4)

Test Your Understanding - I I. Read the following transactions and identify the cause of difference on the basis of time gap or errors made by business firm/bank. Put a sign (✓) for the correct cause.
S.No.TransactionsTime GapErrors made by business/ bank
1.Cheques issued to customers but not presented for payment.
2.Cheque amounting to ₹ 5,000 issued to M/s. XYZ but recorded as ₹ 500 in the cash book.
3.Interest credited by the bank but yet not recorded in the cash book.
4.Cheque deposited into the bank but not yet collected by the bank.
5.Bank charges debited to firm's current account by the bank.
II. Fill in the blanks : (i) Passbook is a copy of...as it appears in the ledger of the bank. (ii) When money is with drawn from the bank, the bank ... the account of the customer. (iii) Normally, the cash book shows a debit balance, passbook shows ...balance. (iv) Favourable balance as per the cash book means ...balance in the bank column of the cash book.

Frequently asked questions

Furniture Purchased on credit will be recorded

Journal Proper

Petty cash book is required to record

Only Expenses of small value paid in cash

Cheques issued for Rs.50,000 out of which only Rs.40,000 were presented for payment. Due to this difference of timing, which of the following would result it into?

Pass Book Balance will show more balance of Rs.10,000 than Cash Book balance.

Goods Purchased for cash is recorded in the

Cash Book

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